DC SR22 Insurance Quotes & SR22 Information

In the District of Columbia (DC) the mandatory minimum period to carry a DC SR22 insurance policy is three (3) years. There are others factors that might determine the extent of this period, such as:

- The type of offense, for example a criminal vs. an administrative offense
- The severity of the offense
- Was there an accident involving injuries or property damage?
- If it’s a DUI related offense, is this the 1st time or the 3rd time
- Did you refuse a breath test?
- Are there any other secondary charges that occurred that may extend the required SR22 filing period?

This is not a complete list, nor is there an abundance of information available on policies and procedures for an individual that needs a DC SR22 insurance policy. The information listed below is to help guide you through the majority of these steps and provide you with a place to start.

If you have been pulled over in DC by the police department and given a ticket or summons to appear in court, on the back of this document there will be some information on what to do next.

If not, we suggest starting with a call to the DC DMV at 202-289-2230 and/or a call to a DC attorney in your area for more specific information about your offense.

How do I schedule a DC administrative hearing?

A driver can request an administrative hearing by:

• Marking the “deny” box on the back of the ticket you received and returning it with a written request for a hearing to:

DMV Hearing Request
PO Box 37135
Washington, DC 20013

• Or by appearing in person to request an administrative hearing for a traffic violation at:

Adjudication Services
301 C Street, NW
Washington, DC 20001

Adjudication Services office hours are Monday through Friday, 8:15 am to 4 pm.

You can schedule your in-person hearing online, or by calling 202-289-2230 and 866-893-5023.

What happens at an administrative hearing?

If you choose to have an attorney represent you at your hearing, please download and have your attorney fill out the Attorney Appearance Form.

The procedures for an administrative hearing are the same from one hearing to the next, but the format will depend on the violation being presented.

Procedures may include:

• All hearings will be recorded
• All parties will be sworn in
• The police officer will present the evidence against you
• You or your attorney will have the chance to rebut this evidence with your own supporting evidence

You can view the complete list of the DC procedures for administrative hearings here.

Once all the evidence has been presented, the hearing examiner will make their decision based on all the evidence and the District of Columbia’s statutes and municipal regulations. If the action against you is dismissed, your license will be returned to you and no fees will be assessed. If the action against you is upheld, you will be notified and instructed on how to proceed and where to pay the fines associated with the offense.

Here is a complete list of DC's Municipal Regulations

How do I prepare for my administrative hearing?

You will need to bring evidence that supports your case. This evidence may include:

• Diagrams
• Photographs
• Witnesses (Note: Witnesses will need to be subpoenaed before you go to the hearing)

If you choose to hire an attorney in your area, your attorney can help you prepare for your administrative hearing. Most attorney's who have experience when it comes to representing clients at administrative hearings typically charge a few hundred dollars for this service.

What are DC’s minimum auto insurance liability requirements?

• Property Damage Liability $10,000
• Third Party Liability $25,000 per person and $50,000 per accident
• Uninsured Motorist Bodily Injury $25,000 per person and $50,000 per accident
• Uninsured Motorist property damage $5,000 subject to $200 deductible

What happens if I have DC SR22 insurance, but cannot show proof at the time of the police stop?

Under District of Columbia law, a driver is required to show their current driver’s license, registration, and proof of insurance to a MPD (Metropolitan Police department) officer when asked for such documents. If a driver cannot show “proof of insurance” there is a $30 fine that is attached to this violation.

What happens if I have a lapse in my DC SR22 insurance coverage?

If you have a lapse in your SR22 Insurance coverage your insurance provider is required by law to notify the DMV that there has been an interruption (lapse) in coverage. Subsequently the DMV may suspended or revoke (cancel) your driving privileges and assess fines and penalties accordingly.

Penalties enforced by the DMV include a fine of $150 for the first 1 to 30 days of no insurance coverage and $7 for each additional day after the first 30 days.

If you have had a lapse in your SR22 policy, you may be subject to additional fines not listed above, possible jail time, and you may be required to start the mandatory SR22 insurance coverage period from the beginning, no matter if your mandatory filing was almost completed or you were two months into your required filing period.

If you do have a lapse in your insurance coverage you may be entitled to enter into a one-time payment plan with the DC DMV to pay the fines that you have been charged, if the total sum of the fines is $250 or more.

It can be difficult to maintain your DC SR22 insurance policy considering the increase in premiums that you have to pay. We specialize in SR22 insurance and are able to help visitors to our website save hundreds of dollars every year on their SR22 insurance policies. Take two minutes right now and fill out our online SR22 insurance quote form to instantly start receiving DC SR22 insurance quotes to see how much we can help you save. Just enter your zip code into the box below.

Additional DC SR22 Resources:

Driver License Verification
Driver’s License Fees
Forms
Insurance Requirements
Knowledge test
Minor Moving or Photo Enforcement Violation
Online Services
Road Test Scheduling