Georgia SR22 Insurance Quotes & SR22 Information
In Georgia it is possible to lose your drivers license for various crimes and convictions that will require you to purchase and maintain an SR22 insurance policy for the mandatory minimum period of three years.
Our goal here is to provide you a few examples of what you’ll need to do to get your license reinstated after one of these convictions and provide resources to help answer any additional questions you may have.
What violations in Georgia may cause a license suspension or revocation and require me to purchase and maintain an SR22 insurance policy?
- An Under 21 conviction of DUI (Driving Under Influence) of drugs and/or alcohol
- Reckless driving
- Felony evading
- Habitual offender
- Racing on highways or streets
- Operating a motor vehicle with a revoked, canceled, or suspended registration
- Vehicular homicide
- No Insurance
This is by no means a complete list, please download and view the traffic court reference manual for a complete list.
How do I get my Georgia drivers license reinstated?
First you will need to satisfy the suspension, revocation, or cancellation period and if you were required to complete any drug, alcohol, or driver improvement classes.
Important: The Georgia Department of Driver Services recommends contacting them for proper reinstatement procedures either by phone, mail, or in person.
By Phone:
Call Monday - Friday 7:00am until 5:15pm at 678-413-8400 or 866-754-3687 (toll Free)
By mail:
Submit a letter requesting reinstatement requirements with your name as it appears on your driver license, license number, date of birth; correct mailing address, and your signature to:
Georgia Department of Driver Services
P.O. Box 80447
Conyers, GA 30013
In Person:
Visit a Georgia’s Department of Driver Services Customer Service Centers in your area.
It would be a good idea to call the Customer Service Center prior to visiting to make sure they offer full license reinstatement procedures.
What are Georgia’s minimum license liability requirements?
- Liability: $25,000 per person, $50,000 per person accident
- Bodily injury liability: $25,000 per accident
- Physical damage: $500 deductible comprehensive, $1000 deductible collision
- Other coverage: medical payment $2000 per accident uninsured motorist
What is the penalty for driving without insurance in Georgia?
Penalties for driving without insurance in Georgia can vary greatly. If you currently are not required to have an SR22 insurance policy you may be subject to:
- A license suspension or revocation
- Vehicle registration suspension
- Having to pay fines out of pocket
- And you may possibly be required to get an SR22 insurance policy before you’re driving privileges are reinstated.
If you have an SR22 insurance policy and you do not properly maintain this policy you may be subject to the following:
- Another license suspension or revocation
- Additional and higher fees to pay
- Having to start the mandatory SR22 insurance policy period from the beginning
- And you could possibly face a longer mandatory SR22 filing period.
Additionally, all insurance providers are required by law to notify the DDS when there has been a lapse in an SR22 insurance policy. Usually the DDS will suspend that individual’s driver license immediately and without that individuals knowledge.
We recommend that if you are required to carry an SR22 insurance policy as a condition of your license reinstatement that you pay this policy 2-3 months in advance if you can. If for some reason you are having difficulties paying your SR22 insurance policy premium that you contact your insurance provider immediately to discuss the options available to avoid any lapse in coverage.
What happens at a Georgia Administrative Hearing?
An administrative hearing will be held to determine if the police officer had enough probable cause to suspect/believe that the driver was driving a motor vehicle under the influence of drugs or alcohol or both; and that the quality of evidence exists that the driver was under the influence.
At an administrative hearing you will have the opportunity to present evidence and witnesses in your favor to rebut the evidence being presented against you. If you are bringing witnesses to this hearing with you, they will have to be subpoenaed prior to arriving at the administrative hearing in order to testify on your behalf. An experienced attorney in your area can provide valuable information on the proceedings, as well as informing you of your rights at these hearings.
Where is the closest Georgia DDS (Department of Driver Services) office?
Here is a complete list of Georgia DDS office locations.
Or you can enter your zip code on the following page to find the nearest Drivers License Customer Service Center near you.
Does Georgia have a restricted driving license?
Yes, Georgia calls this a limited driving permit and there are some standards for approval. Additionally the applicant must indicate that the non-issue of such a permit would cause extreme hardship.
Extreme hardship is usually defined as: “An applicant cannot reasonably obtain other transportation, and therefore the applicant would be prohibited from performing duties of his or her occupation, receiving scheduled medical care, attending college, attending addiction or abuse support organizations, and/or attending any driver education or in proof meant school program.” (Source: Georgia DDS)
This 120-day limited driving permit is normally restricted to those drivers licenses that have been suspended in accordance with: school related suspensions, points accumulation suspension, mandatory suspension and DUI, and administrative license suspension.
To apply for a limited driving permit you will have to complete a hardship exception form and submit it to:
Georgia Department of Driver Services
Attn: Hardship Exemption
P.O. Box 80447
Conyers, GA 30013-8047
Does Georgia have an alcohol or drug use risk reduction course?
Yes. If you have been convicted of a DUI, BUI, or a conviction of possessing illegal drugs, you may be required to attend and complete this course.
For more information please read the FAQ section about this course.
For more information about Georgia’s ADAP (Alcohol and Drug Awareness Program).
What is Georgia’s Ignition Interlock Device Program?
Upon some DUI convictions a driver may be required to have an Ignition Interlock Device installed in their vehicle as a condition of a driver’s license reinstatement.
We would like you to follow the provided links to access this information, as there are certain procedures that need to be followed precisely to avoid any additional delays in this process.
Mail your application and all attachments to:
Georgia Department of Driver Services
Regulatory Compliance Unit
P.O. Box 80447
Conyers, GA 30013
Additional Georgia Resources:
Alcohol and Drug Awareness Program (ADAP)
Approved DUI/Defensive Driving Schools
Criminal Background Check
Driver Training Information
Forms and Manuals
Fees
Ignition Interlock Service Providers
License Suspensions and Revocations
Motor vehicle definitions
Multiple Offender Program
Rules and Regulations
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....and more!
