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Idaho SR22 Insurance Quotes & SR22 Information

In Idaho it is possible for a driver to be required to carry and maintain an SR22 Insurance policy for a minimum period of three (3) years depending on the actions being taken against the driver.

Some of the actions that might require an SR22 Insurance policy are:

  • Driving Under the Influence (DUI) of alcohol and/or drugs
  • Using a motor vehicle to commit a felony
  • Driving with a suspended license
  • Evading a police officer
  • Reckless driving
  • Driving without a license

For a complete list of offenses that can result in your driving privileges being suspended please visit the Idaho's Transportation Department.

What happens at an Idaho administrative hearing?

Most importantly you have only 7-10 days to request an administrative hearing in Idaho after an arrest

If your license has been confiscated and you have been issued a temporary drivers license, contact the court or the Idaho Transportation Department driver services section immediately at (208) 334-8735 for more information.

Once you have applied for an administrative hearing date and received a response you should have some time to gather information in your favor and subpoena any witnesses you may want to be present at your administrative hearing. This is also a good time to contact an attorney in your area to discuss the charges being taken against you and the choices you may have. Most attorneys have a free initial consultation and we strongly recommend that you take advantage of this offer.

At the administrative hearing all parties will need to be sworn in by the Administrative Hearing Judge then the hearing will begin. The administrative hearing judge usually begins by taking testimony from the officer on the evidence that he or she has against you and the Administrative Hearing Judge will decide if proper procedures were conducted during the police stop.

Once the officer is done giving testimony you and your attorney (if you hired one) will have the opportunity to rebut the evidence against you and present any witnesses you may have in your favor.

Important: Prior to an administrative hearing you will need to subpoena any witnesses you may have in your favor. This cannot be done once you get to your administrative hearing.

After all the evidence and testimonies have been given the proceeding will close and the Administrative Hearing Judge will make a decision on whether to uphold the actions against you or suspend them.

This notification varies from state to state, so please ask the Administrative Hearing Judge how this decision is rendered and how long it will take.

Where are the Idaho's driver licensing offices?

Please visit the Idaho DMV Offices and search for your city to find an Idaho DMV office nearest you. Location hours may vary so it's a good idea to call before you drive to a location just to make sure they are open and are equipped to handle the specific service you require.

To contact Idaho's Transportation Department by mail:

Idaho Transportation Department
3311 W. State Street  P.O. Box 7129
Boise, ID  83707-1129
(208) 334-8000

The ITD Phone List can provide an additional resource in contacting a specific office of the Idaho Transportation Department.

Does Idaho have a restricted driver permit?

Yes. If your license has been suspended by the Idaho Transportation Department you may qualify and apply for a non-commercial restricted driving permit that would allow you to drive to and from work, and other necessary activities.
The Idaho Transportation Department has provided an outline of this process, a fee schedule, and SR22 insurance requirements on the ITD web site.
For additional questions and to see if you qualify for a restricted driving permit please contact the Boise Transportation Department at (208) 334-8736.
What are Idaho’s minimum liability requirements?

  • $25,000 coverage for bodily injury to or death of one (1) person in any one (1) accident
  • $50,000 coverage for bodily injury to or death of two (2) or more persons in any one (1) accident
  • $15,000 coverage for an injury to or destruction of property of others in any one (1) accident.
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How do I renew my drivers license in Idaho?

After your suspension, revocation, or cancellation period has been satisfied and you have completed, if any, alcohol or drug treatment classes that were a condition of your sentencing.

Depending on your offense you may be required to get an SR22 Insurance policy, you will be required to pay a license reinstatement fee, and you may be required to have an Ignition Interlock Device (IID) installed in your vehicle as a condition of your license reinstatement.

The application process to get your license reinstated will require you to look up the status of your drivers license, which can be done through Access Idaho. Access Idaho is an online license reinstatement resource that is an extension of the Idaho Transportation Department that can provide you with the necessary steps to reinstate your license. Or you can complete this process in person by visiting an Idaho DMV Office nearest you.

Does Idaho have any defensive driving courses or point reduction classes?

Yes. Idaho has many courses available to reduce points against your license, as well as defensive driving courses to possibly obtain an insurance discount. Visit ITD Defensive Driving Courses to find a course provider, phone number, and location that can assist you.
Important: You may only take a point reduction class every three years.

What is Idaho’s Ignition Interlock Device Program?

Ignition Interlock Devices are a device that is installed in a vehicle that will require the driver to provide a breath sample prior to starting. If the breath sample is below a present level the vehicle will start, if it is above that level the vehicle will not start. The IID is an option for first time DUI offenders that the court may use as a condition for driving privileges to be reinstated. For drivers convicted of two or more DUI's within 5 years an IID may become mandatory before a license can be reinstated.

Additional questions can be answered by contacting an Idaho DMV office near you, or by submitting your question(s) online.

For a list of Idaho Ignition Interlock Providers click here.

What if I fail to maintain my SR22 insurance policy?

Any lapse in your insurance coverage can result in an immediate license suspension, revocation, or cancellation. Your insurance provider is required by law to notify the DMV when a lapse in your SR22 policy has occurred. Besides your driving privileges being taken away you may also incur additional penalties such as:

  • Additional fees (as any lapse in coverage is considered a new offense)
  • Jail time (depending on the original conviction)
  • A longer SR22 period than previously sentenced, and you may be required to start the mandatory minimum SR22 period from the beginning.

How do I avoid a lapse in my coverage?

We strongly recommend paying your SR22 policy premium 2-3 months in advance, if you can. If 2-3 months is not possible try 2-3 weeks in advance. We can’t stress this enough do not let your SR22 insurance policy lapse for any reason. If you are having problems paying your premium on time contact your insurance provider and ask if they can help.

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