Kentucky SR22 Insurance Quotes & SR22 Information
If a driver in Kentucky is convicted of, for example, the offense of no insurance. The Kentucky DMV has the ability to suspend, cancel, or revoke that driver's license and that driver may be required to get an SR22 insurance policy for the minimum period of three (3) years before a license reinstatement will take place.
Additional crimes that may require a driver to get an SR22 insurance policy:
- Operating a motor vehicle without a valid drivers license
- DUI (Driving Under the Influence)
- Multiple traffic offenses (too many within a certain time period)
- Racing a motor vehicle
- Negligent homicide
There are more offenses that may require the driver to file for an SR22 insurance policy. As well as additional factors, such as a driver's motor vehicle record, that could determine if a driver will need to get an SR22 policy or not. For more information please contact the Kentucky Transportation Cabinet or a Driver Licensing field office.
What happens at a Kentucky administrative hearing?
You will need to schedule your administrative hearing as soon as possible. In some cases you may have only 7-10 days to do so.
After your administrative hearing is scheduled it would be a good time to contact an experienced attorney in your area to discuss your case with you and what evidence to present in your favor at your administrative hearing. This could include any witnesses, documents, video, etc.
Remember: Attorneys offer a free initial consultation to discuss your case.
Don't forget: You will need to subpoena any witnesses prior to your administrative hearing.
Before the administrative hearing will begin all the people involved with your case will be sworn in by an Administrative Hearing Judge.
Once the swearing in is completed the Administrative Hearing Judge begins by hearing the testimony of the Officer involved in your case and viewing the evidence he or she has against you.
After the officer has completed his or her testimony, you and your attorney will have a chance to present any evidence and witnesses you may have in your favor to refute the evidence of the Officer.
The administrative hearing will close after all the evidence has been presented and testimonies have been given. Now the Administrative Hearing Judge will decide on whether to uphold the actions against you or to rescind (cancel) them entirely.
If the Judge upholds the actions against you those actions will start immediately, however if the Judge rules in your favor your driving privileges will be reinstated.
Hearings and Driver Licensing Reinstatement Field Offices
Where are the Kentucky driver licensing offices?
Kentucky has numerous Driver License Issuance locations, please follow the link then select your county for the address, phone, and hours of operation for that location.
Does Kentucky have an Ignition Interlock Device Program?
Yes, Ignition Interlock Devices (IID) are sometimes required, as a condition, to help a driver who has been convicted of a second or subsequent DUI get their driving privileges reinstated after the statutory suspension period. (Source: DUI Laws in Kentucky)
Who are Kentucky's Ignition Interlock Device Providers?
Alcohol Sensors International, Ltd.
Model: Sens-O-Lock 1100
1-888-854-1922
AutoSense International (no web link provided, please call for more information)
Model: Alco-Lock III
1-800-325-2657
1-877-256-9246
Consumer Safety Technology, Inc.
Model: Intoxalock 1001A
1-877-777-5020
1-877-867-9888
1-800-969-6340
Draeger Safety Diagnostics, Inc.
Model: Draeger Interlock® XT
1-800-332-6858
Guardian Interlock Systems
Model: 4.4E
1-800-849-5465
1-800-499-0994
LifeSafer Interlock, Inc.
Model: Lifesafer SC100 and Lifesafer FC100
1-800-531-0006
1-800-328-9890
1A Smart Start
Model: SSI-1000 and SSI-20/20
1-800-880-3394
(Source: Kentucky Transportation Cabinet)
Does Kentucky have any DUI assessment and education programs?
Yes, Kentucky does has Driving Under the Influence Programs, as well as other related services. For a listing of approved DUI assessment centers by county download a viewable pdf from Kentucky's DUI Assessment Service Centers directory.
DUI Program Administrators contact information pdf
Driving Under the Influence Program Homepage
What are Kentucky's minimum liability requirements?
- $25,000 coverage for bodily injury to or death of one (1) person in any one (1) accident
- $50,000 coverage for bodily injury to or death of two (2) or more persons in any one (1) accident
- $10,000 coverage for an injury to or destruction of property of others in any one (1) accident.
How do I renew my drivers license in Kentucky?
After a driver has completed any jail sentence, and/or any period of driving privilege suspension, revocation, or cancellation, a driver can start the process of getting their license reinstated.
A good place to start is by requesting a copy of your driving history to see what actions are actually on your driving record and to check the status of your drivers license.
You will also need to find out if you need an IID installed in your vehicle and if you are required to get an SR22 Insurance policy and for how long you will need to maintain it.
You may be able to reinstate your license online, however if your reinstatement is not accepted online you may need to visit a Kentucky Drivers License Field Office to complete your license reinstatement.
Does Kentucky have a traffic school program?
Yes, in Kentucky there are three (3) options available.
1) Online. The cost is $50.00 and to avoid a suspension you must complete the class within 30 days.
2) DVD/Video. Please call 1-800-505-5095 to order. The cost is $50.00 and the class must be completed within 30 days to avoid a suspension.
3) In the Classroom. These classes last 4 hours and cost $15.00. To avoid a suspension you must enroll within 30 days.
Times and Locations for Classroom Traffic School
Note: The classroom option can take up to 6 weeks to get scheduled.
To sign up for the Online or DVD/Video traffic school option click here.
To learn more about the topics covered and the purpose and benefits of traffic school please read the General Traffic School Information section of the Kentucky Transportation Cabinet.
What if I fail to maintain my SR22 insurance policy?
When a lapse in an SR22 insurance policy occurs by law the insurance provider has to notify the DMV. As a result of this notification a driver's license can get suspended without much of a notice. On top of that a driver may face:
- More out of pocket fees to get a license reinstated again
- An additional and/or extended time period that a driver has to carry SR22 insurance
- A worse case scenario of a jail sentence
How do I avoid a lapse in my coverage?
The easiest way to avoid any lapses in coverage, is to pay the SR22 policy premium as far in advance as your budget will allow. We recommend at least 2 months in advance.
Additional Resources:
Criminal Background Check
DMV (County Clerk) Locations
DUI Books
DUI Process Manual
Driver License Issuance Locations
Forms Library
Ignition Interlock Providers
Kentucky Driving Laws
Motor Vehicle Record Request
Portable Breathalyzers
State Approved Alcohol Treatment Programs
|
....and more!
