Louisiana SR22 Insurance Quotes & SR22 Information

In Louisiana if a driver's license is suspended, cancelled, or revoked that driver may be required to file and agree to maintain an SR22 insurance policy for a minimum period of three (3) years before a license reinstatement can be completed.

Such violations can include, although are not limited to:

• Driving on a suspended, revoked, or cancelled license
  
  
• DWI (Driving While Intoxicated)
  
  
• UDUI (Underage Driving Under the Influence)
  
  
• Vehicular Homicide

These are just a few offenses that might require a driver to get an SR22 insurance policy. Please visit Louisiana's Suspension and Disqualifications FAQ section or contact an Office of Motor Vehicle for more information.

What happens at a Louisiana administrative hearing?

You will need to schedule your administrative hearing within 10-15 days of a violation ticket and/or an arrest to avoid an automatic driver's license suspension, revocation, or cancellation.

A Louisiana administrative hearing is defined as: "an unbiased proceeding conducted by Administrative Law Judges under the Division of Administrative Law (DAL) to review a customer's (driver) disputed proposed suspension and/or revocation (cancellation) by the Office of Motor Vehicles (OMV)." (Source: DPS Louisiana)

Scheduling your administrative hearing is just part of the process in getting your driving privileges reinstated. It is recommended that you contact an experienced attorney in your area to discuss the charges against you and the options your particular case may have.

All administrative hearing requests will need to be postmarked no later than:

• 10 days from a notice of a violation.



• 15 days if there was a [chemical] test refusal.



• 30 days if there was an accident or insurance cancellation.

Below are some of the other issues that the administrative hearing will cover:

• Did the Officer have reasonable grounds to initiate the police stop?



• Did the driver refuse to or voluntarily submit to a [chemical] test when asked by the Officer?



• Was the driver arrested?

These and other issues will be covered in the administrative hearing. For a complete list of issues covered download and read Louisiana's Administrative Hearing Policies.

Note: Attorneys offer a free initial consultation to learn about your case and this gives you an opportunity to learn about an attorney and their experience as well. Given the complexities of an administrative hearing it is recommended (it's also your right) that an individual have legal representation at an administrative hearing.

Where are Louisiana's Office of Motor Vehicle located?

Louisiana's Office of Motor Vehicle has many locations through out the state and can be found by looking under the Parish you currently reside in.

What is Louisiana's Ignition Interlock Device program?

As a condition prior to a license reinstatement some drivers may be required to have an Ignition Interlock Device (IID) installed in their vehicle. A few offenses that might qualify a driver to have an IID installed are:

• A BAC level of .08% or higher within 5 years of a prior DWI or UDUI



• A test refusal when a 12 year old passenger, or younger, was present in the vehicle

For a list of all the offense that might qualify a driver to have an IID installed in their vehicle please visit Louisiana's Department of Public Safety IID section.

Who are Louisiana's Ignition Interlock Device providers?

Louisiana has approved 6 manufacturers IID's that are certified to be installed in an offenders vehicle. If you are required to have an IID installed in your vehicle please locate an Ignition Interlock Device installer under the recommended manufacturer.

Can Louisiana issue a hardship license?

Yes, Louisiana can issue a hardship license. To find out if you qualify to be issued a hardship license please visit a Motor Vehicle Reinstatement Office or call 1-877-DMV-LINE (1-877-368-5463).

What are the minimum liability requirements in Louisiana?

• $10,000 coverage for bodily injury or death of any person per accident



• $20,000 coverage for all persons in any one (1) accident



• $10,000 coverage for property damage per accident.

How do I renew my Louisiana drivers license?

For most drivers renewing a license can be done online in as little as 4 steps. If you try to renew your license online and it is not processed please call 1-877-DMV-LINE (1-877-368-5463) or visit an Office of Motor Vehicle near you for more information, as your situation may be too complex and require a couple of extra steps before your license reinstatement can be completed.

You can contact the OMV by mail:

Office of Motor Vehicles
P. O. Box 64886
Baton Rouge, LA 70896

Phone: 1-877-DMV-LINE (1-877-368-5463)

Fax: 225-925-3979

License Renewal FAQ's

What if I fail to maintain my Louisiana SR22 insurance policy?

Remember: Your insurance provider is required by law to notify the Louisiana OMV that a driver's SR22 insurance coverage has lapsed and an immediate license suspension, revocation, or cancellation is possible.

Failure to maintain a SR22 insurance policy can bring some additional and costly penalties, such as:

• If a driver is unaware of a license suspension and gets pulled over, that driver might face a charge of driving on a suspended license.



• Additional license reinstatement fees and possibly a higher SR22 insurance premium



• An extension of the time required to carry an SR22 insurance policy



• Additional time in jail depending on the reasoning for the lapse in coverage

What can I do as a driver to avoid a lapse in my SR22 coverage?

Pay your SR22 insurance premium weeks before it is due. We recommend 60 days in advance. At times this can be difficult, however, not paying your policy premium on time brings the real possibility of additional out of pocket expenses and a longer period to maintain an SR22 policy. It is just not worth the risk!

Additional Resources:

Criminal Background Check
Driver's License Renewal
Official Driving Record (ODR) Request
DUI Books
DUI Process Manual
DWI and UDUI Policy
Forms
Ignition Interlock Providers
Louisiana DWI Attorney
Louisiana Offices of Motor Vehicle by Parish
Portable Breathalyzers