Maine SR22 Insurance Quotes & SR22 Information

By law the State of Maine can require a driver who has been convicted of certain crimes, for example OUI, to agree to file and carry an SR22 insurance policy for the minimum three (3) year period before a license can be reinstated.

Other violations that might require a driver in Maine to carry an SR22 insurance policy are, but not limited to:

• Failure to have and show proper insurance coverage
  
  
• Leaving the scene of an accident that you were involved in
  
  
• Reckless driving



• Accumulating too many points against your license

These are just a few examples of offenses that might require a driver to file for and maintain an SR22 insurance policy. Some violations automatically require an SR22 policy for a license reinstatement, while the collection of small violations need to accrue before an SR22 policy may become part of a license reinstatement.

If you think a recent conviction or a traffic ticket has possibly classified you as a high-risk driver, please locate and call a Maine BMV to discuss your driving record with a representative of the State.

What happens in Maine at an administrative hearing?

In Maine unless the Secretary of the State has set a date for an administrative hearing, there is a ten (10) day period from the date of the suspension or revocation (cancellation) in which you will need to request an administrative hearing in writing.

If you where given a suspension notice from a Police Officer or the State of Maine, the suspension notice will tell you if you are eligible for an administrative hearing and how to request that hearing as well.

To contact the BMV by mail:

Bureau of Motor Vehicles
Division of Legal Affairs, Adjudications & Hearings
29 State House Station
Augusta, Maine 04333-0029

Or:

Phone (207) 624-9000 ext. 52113
TTY (877)-456-8195

The State of Maine has a .pdf of the Administrative Hearing Rules that we recommend you download and read as it contains a large amount of valuable information that would be beneficial to know.

Also it is your right to have an attorney represent you at an administrative hearing. An experienced attorney can help with the discovery of evidence for your case, as well as in the subpoenaing of witnesses.

Remember: There is a free initial consultation that attorneys offer to learn about your case. This consultation can give you idea of the experience an attorney has and can help you decide on what to do next.

Where can I find a Maine BMV?

Maine has permanent Bureau of Motor Vehicle locations as well as mobile locations. Not all locations handle every type of service, so please call before you arrive at any location. To find a location and the services provided at that location visit Maine's BMV Locations and Hours.

Telephone directory of various departments of the BMV.

Maine's Motor Vehicle Laws

Maine's Motor Vehicle Rules

Does Maine have an Ignition Interlock Device program?

Yes. IID's may be required for drivers that have been convicted of an OUI (alcohol or drugs), and as a condition of a license reinstatement are required to have an IID installed in their vehicle.

For additional information on Maine's Ignition Interlock Device Program please write to:

Bureau of Motor Vehicles Driver License Services Division
29 State House Station
Augusta, Maine 04333-0029

Or call:

Phone (207) 624-9000 ext. 52104
TTY (877)-456-8195

Important: When writing to the BMV please include your full name, Maine driver's license number or D.O.B., and your current mailing address. This information helps to identify you.

READ: You must file a petition with the Secretary of the State if you qualify for a license restoration with an IID.

Restoration Eligibility with an IID

Ignition Interlock Petition Form

Ignition Interlock Rules

Where are Maine's Ignition Interlock Device installers located?

Maine has 9 locations that can install an Ignition Interlock Device. To find a location near you, their hours of operation, and phone number please visit Maine's Certified IID Installers.

What are Maine's minimum liability requirements?

• $50,000 coverage for bodily injury or death of any person per accident



• $100,000 coverage for all persons in any one (1) accident



• $25,000 coverage for property damage per accident.

How do I renew my drivers license in Maine?

Maine does have a license renewal online, however keep in mind this service may not be available for all drivers. If at any time you receive an error message during the online reinstatement process please call a Maine BMV near you, as your license reinstatement may require you to provide additional documents before the reinstatement can be completed.

For information relevant to license suspensions and revocations please call (207) 624-9000 Ext. 52100 or send a request in writing to:

Bureau of Motor Vehicles
Driver License Services Division
29 State House Station
Augusta, Maine 04333-0029

TTY (877)-456-8195

Email: license.bmv@maine.gov

Acceptable Proof of Residency Documents

What if I fail to keep my Maine SR22 insurance policy current?

Failure to keep your SR22 insurance policy current has negative consequences that could come along with it. For example:

• If a driver did have a lapse in their insurance coverage and their license was suspended, revoked or cancelled, and somehow got pulled over, there is a possibility of a being charged with the violation of driving on a suspended license.


• If a driver is pulled over and cannot show proof of insurance, that driver may be cited for failing to provide proof of insurance.


• A driver's vehicle registration may be suspended, revoked, or cancelled as well as their license.

Note: By law when a lapse in an SR22 insurance policy has occurred, the issuing insurance provider is required to notify the Maine BMV. Once notified the BMV may suspend, cancel, or revoke a driver's license.

How can a driver avoid a lapse in their SR22 insurance coverage?

The easiest way to avoid a lapse in coverage is to pay your SR22 policy premium well in advance, if you can. Much of this can depend on your budget and your policy cost. We always recommend that you pay your premium at least 60 days ahead of time. This may seem like it is too far in advance, but considering the additional penalties and fees associated with those penalties, we don't think so.

Additional Resources:

BMV Locations
BMV Telephone Directory
Criminal Background Check
Clearance and Verification Letters
Demerit Point System
DUI Books
DUI Process Manual
Fees
Forms
Impaired Driving Statistics
Maine OUI Attorney Contact Form
Maine's Motor Vehicle Laws
Maine's Motor Vehicle Rules
Motor Vehicle Record Check
Portable Breathalyzers