Minnesota SR22 Insurance Quotes & SR22 Information

In Minnesota drivers that have been convicted of certain crimes, such as a DWI (Driving While Impaired) under alcohol and/or drugs, may be required to carry an SR22 insurance policy for the minimum period of three (3) years.

Furthermore there maybe some factors that might determine how long or short this period could be. A drivers past motor vehicle record, injuries to other drivers if an accident was involved, and any other actions currently being taken against the driver. These are just a few examples of circumstances that the court may look at to determine the outcome of your future driving status.

Additionally there are some other offenses that may require a driver to file for and maintain an SR22 insurance policy. These offenses may include the following:

• Operating a motor vehicle without insurance
  
  
• Under 21 Drinking and Driving
  
  
• Felony evading
  
  
• Driving on a suspended, revoked (cancelled) license

As we had mentioned these are just some of the additional crimes, if convicted, that could require a driver to carry an SR22 insurance policy for three (3) years. If a recent violation has you wondering if you need to get an SR22 policy, please contact a Minnesota DVS Office or a Minnesota DWI Attorney to discuss your options in greater detail.

How do I renew my drivers license in Minnesota?

For drivers without a suspended, revoked, canceled, or any other restriction, please take your license to a DVS Office near you and ask a representative where you can fill out an application for renewal, the fees associated with your renewal, and any other questions you may have about getting your license renewed.

Drivers that have had their license revoked, suspended, or canceled will need to satisfy that period before any license reinstatement procedures can begin. After that period has expired please use the information on this web site to help start the process of getting your driving privileges reinstated.

Most likely you may also need to go to a Minnesota DVS Office, pay a fee, as well as fill out and present any paperwork such as: applications, certificates of completed treatment programs, proof of an SR22 insurance policy, or proof on an installed Ignition Interlock Device in your vehicle. If you have any questions on getting your license reinstated please contact a representative of the DVS Office at:

Driver and Vehicle Services
Central Office Town Square Building
445 Minnesota Street, Suite 190
Saint Paul, MN 55101-5190

Phone Assistance for Hearing Impaired Callers (TDD/TTY): 651-282-6555 Office Locations 651-297-2005

Metro Impound Lots: 612-673-5777 (Minneapolis) or 651-292-6005 (St. Paul)

Driver Services Contact Information:

Driver's License: 651-297-3298

Commercial Driver's License: 651-297-5029

Commercial DL Disqualification: 651-205-4086

Disability Parking: 651-297-3377

Driver's License Status: 651-284-2000 or online

Driver Education: 651-201-7626 (licensed instructors, schools, third party testers)

Driver Evaluation: 651-296-2025 (work permits, violations, limited/revoked/suspended/canceled privileges)

Fines:651-296-2035 (payment of fines, questions related to fines on driving record)

Implied Consent Violation: 651-296-2035

Investigations: 651-296-2023 (court ordered expungement, disputation of conviction)

Records: 651-296-2940 (Information on how to obtain driving, motor vehicle, and crash records)

Refunds: 651-296-0118

Schedule Road Test: 651-284-1000

E-mail Driver Services: DVS.driverslicense@state.mn.us

Vehicle Services Contact Information:

Motor Vehicle: 651-297-2126 (Transfer of vehicle ownership, titles, liens, vehicle registration)

Disability Parking: 651-297-3377 (disability parking permit/hang tags and license plates)

Prorate: 651-205-4141 (Motor carriers, commercial vehicles, interstate registration, IRP/IFTA)

Special License Plates: 651-297-3166 (Veteran, collegiate, personalized, collector, etc.)

Impounded Plates: 651-297-5034 (Law enforcement removed plates, sometimes referred to as Wx plates)

Violations: 651-296-3844 (Trucks with gross weight and/or axle weight violations)

Records: 651-296-2940 (Information on how to obtain driving, motor vehicle, and crash records)

Refunds: 651-296-0118

E-mail Vehicle Services: DVS.motor.vehicles@state.mn.us

(Source: Minnesota DVS)

Where are the Minnesota DVS Offices located?

Minnesota has many offices located throughout the state to help serve each drivers various needs. To locate a DVS office near you please visit the Minnesota DVS Office locator where you will be asked what transaction you require to start the search.

What happens at a Minnesota administrative hearing?

Minnesota's Office of Administrative Hearings has produced a brief 9-minute video that explains the hearing process and provides examples on how to offer evidence, question witnesses, and present final arguments.

We highly recommend that you watch this video as it is explained by an actual Administrative Law Judge.

OAH offices are located in:

Saint Paul
600 North Robert St.
Saint Paul, MN
55101

Duluth
320 W. Second St.
Suite 714
Duluth, MN
55802

Mailing Address:
Office of
Admin. Hearings
P.O. Box 64620
St. Paul, MN 55164-0620

Or the OAH can be reached by telephone:

Voice: 651-361-7900

TTY: 651-361-7878

Fax: 651-361-7936

(Source: Minnesota OAH)

Does Minnesota have an Ignition Interlock Device program?

Yes, Minnesota does have an Ignition Interlock Device Program. Minnesota has created a web site specifically for the information of an IID in Minnesota, such as: application requirements, dealer locations, costs associated with such a program, and how long a driver might have to have an IID installed in their vehicle depending on if it is a first or subsequent offense.

Normally we would list this information here for you to view, however considering the depth of information available it would be challenging to repeat this information and in great detail. To view this information please visit Minnesota's IID program.

Driver Improvement and DWI Clinics can be found after you follow the link and then click the "Driver Training" button on the left side of the Web Page towards the bottom.

Note: The following information can be found after you follow the link and click the "Impaired Driving" button on the left side navigation of the Web page:

Minnesota's DWI-EZ Brochure
Minnesota's Impaired Driving Penalties Brochure
Underage Drinking in Minnesota

Where can I find an Ignition Interlock Device installer in Minnesota?

There are multiple vendors in Minnesota that are capable of handling all your Ignition Interlock Device needs, please visit Minnesota's Ignition Interlock Web site for a dealer near you.

What are Minnesota's minimum liability requirements?

• $30,000 coverage for bodily injury or death of any person per accident



• $60,000 coverage for all persons in any one (1) accident



• $10,000 coverage for property damage per accident.

What if I do not keep my Minnesota SR22 insurance policy current?

This is not a good idea nor is letting any insurance lapse as a matter of fact. SR22 insurance lapses are reported to the DVS by your insurance provider relatively quickly and may be done without your knowledge. This brings with it a whole new possibility of charges if you were to be pulled over and asked to show proof of insurance and a valid drivers license.

A real scenario could be, you are pulled over and asked to provide proof of insurance, for which you don't have because you let it lapse. Next you provide a valid drivers license, which it really isn't valid because the DVS suspended it due to the lapse in insurance coverage that your insurance provide is required to report by law.

There is a real possibility that you could be cited for driving on a suspended license and failure to provide proof of insurance, which, on top of everything else that has happened, may be treated as new and separate crimes and require you as a driver to carry an SR22 insurance policy for a longer period than previously sentenced.

How can I avoid a lapse in my Minnesota SR22 insurance coverage?

The easiest way to avoid a lapse in your SR22 insurance policy is to pay the premium well in advance, we suggest at least 2 months.

Other ways to avoid a lapse in coverage include:

• Shopping around to try and find a policy that fits your budget, as your current insurance provider may not specialize in SR22 policies and charge you a higher rate.
  
  
• If a problem does come up talk to you insurance provider. It easier to ask for help before a situation gets bad than after when it's too late.

Additional Resources:

Criminal Background Check
Driver Improvement and DWI Clinics (Click the "Driver Training" button on the left after following the link)
DUI Books
DUI Process Manual
DVS Office Locations
Fees
Forms
Manuals (Click the "Manuals" button near the left corner towards the bottom after following the link)
Minnesota DWI Attorney Contact Form
Minnesota Ignition Interlock Device Program
Online Services
Portable Breathalyzers

Note: The following resources can be viewed by following the link and then by clicking on the "Impaired Driving" button on the left side navigation:

Minnesota's DWI-EZ Brochure
Minnesota's Impaired Driving Brochure
Underage Drinking in Minnesota