Mississippi SR22 Insurance Quotes & SR22 Information

In Mississippi the minimum period for carrying an SR22 insurance policy is three (3) years, however this period could be made shorter by a favorable motor vehicle record.

On the other hand this period could be made longer if your driving record has past convictions and shows the possibility of being a repeat offender.

Convictions that may require a driver to file for and manage an SR22 policy can include but are not limited to:

• Driving Under the Influence (DUI) of drugs and/or alcohol


• Driving on a suspended or canceled (revoked) license with or without insurance


• Hit and Run


• Underage 21 Drinking and Driving

These are just a few offenses, if convicted, that may require a driver to purchase and maintain an SR22 insurance policy for thee (3) years.

If you have additional questions about your driving record please contact a Mississippi DPS Office near you or if a recent offense has you concerned about the possibility of having to file for an SR22 insurance policy please contact a Mississippi DUI Attorney for more information.

How do I renew my drivers license in Mississippi?

If you are renewing your license and currently do not have any actions being taken against you, please use Mississippi's online renewal service or visit a DPS Office near you. Keep in mind you will need to pay a fee as well.

If you have had your license suspended, canceled, or revoked and have satisfied that suspension period please contact a DPS Office near you, to find out if you may need to satisfy other requirements before your license can be reinstated.

Other requirements may include:

• A new driving and/or vision test


• Filing for an SR22 insurance policy and being able to show proof as well


• Completing drug and/or alcohol treatment classes


• Getting an Ignition Interlock Device (IID) installed in your vehicle

There may be other requirements not listed here that you need to complete before your license can be reinstated, such as being required to clear your record, to pay a fee, and you may need to fill out some additional forms as well.

Please contact a DPS Office near you, by calling the Director of Driver Services at (601) 987-1200, or the Driver Improvement Division at (601) 987-1224 and (601) 987-1231.

Where are the Mississippi DPS Offices located?

Mississippi has DPS locations in all nine districts. To find a DPS location where you live please click on the district you live in on Mississippi's DPS Office locator.

What happens at a Mississippi administrative hearing?

After extensive research trying to find credible information to pass on to you for administrative hearings in Mississippi, all that could be found is the contact information below. Additionally contacting a Mississippi DPS Office to find out more information is suggested.

ADMINISTRATIVE HEARINGS

SFC Doug Hamilton
Northern & Central Region
662-418-2693

or

M/Sgt Ken Brown
Central & Southern Region
601-987-1239

As with the loss of a license for any reason it is always recommended to ask as many questions as possible from the time your license is suspended, revoked, or cancelled, all the up to completing the required paperwork to get your driving privileges reinstated.

Does Mississippi have an Ignition Interlock Device program?

All states have an Ignition Interlock Device program, however, IID information in Mississippi is difficult to locate. Please contact a Mississippi DPS Office for more information regarding Mississippi's IID program and where to locate a certified installer.

What are Mississippi's minimum liability requirements?

• $25,000 coverage for bodily injury or death of any person per accident



• $50,000 coverage for all persons in any one (1) accident



• $25,000 coverage for property damage per accident.

What if I do not keep my Mississippi SR22 insurance policy current?

As with any insurance it is not a good idea to be without it, especially SR22 insurance. If you fail to keep your policy current your insurance provider will notify the DPS and most likely suspend your driving privileges (license) without much of a notice to you.

This action against your license can cause other possibilities such as driving on a suspended license and driving without a properly insured vehicle. These additional actions will require you to be pulled over by a Police Officer, however they will require more out of pocket fees. You will have to pay again to get your license reinstated and there is a chance that you may be required to start the mandatory SR22 insurance period from the beginning.

The above are just two examples of what could happen if your insurance policy in not kept current. Some additional actions could include:

• A court sentence of jail time.


• Your vehicle being impounded. This will require more fees to get it back.


• A suspension of your motor vehicle registration.


• If you were involved in an accident without insurance you may be required to compensate any victims that required hospitalization.

Our best advice would be to never let your insurance lapse for any reason, the penalties associated with it are just too numerous and costly to take that chance.

What steps can I take to avoid a lapse in my Mississippi SR22 insurance coverage?

The best step to take is to pay your SR22 insurance premium 2 months in advance, if you can. If you cannot pay 2 months in advance due to budget constraints pay as far in advance as you can.

Some other helpful steps would be to:

• Have an online insurance company, like us, do the work of finding you multiple SR22 insurance policy quotes within just a few minutes of entering your zip code. This way you can find a policy that fits your budget so you can avoid a lapse in coverage.



• Call your current insurance provider to see if they can help. Advising them on any changes or problems that might result in a late payment can save a lot of hassles later on.

Additional Resources:

Criminal Background Check
DUI Books
DUI Process Manual
DPS Locations
Driving Record Check
Fees
Forms
Online License Renewal
Online Services
Portable Breathalyzers