Montana SR22 Insurance Quotes & SR22 Information

Montana's minimum period required to carry an SR22 insurance policy is three (3) years. However there are other factors that could affect this period such as:

• Driving history


• Other offenses at the time (speeding, or accidents with or without injury


• Driver completion of a court ordered chemical dependency program

Other convictions that may require a driver to file for an SR22 insurance policy can include the following, but are not limited to:

• DUI (Driving Under the Influence)


• Non payment of Child support


• Any person under 21 Driving a motor vehicle Under the Influence


• Negligent homicide with a motor vehicle


• Failing to stop and render aid in the event of a motor vehicle accident

This information is to provide examples of offences that might require a driver to file and maintain an SR22 policy. We recommend that you contact the Montana MVD or a Montana DUI Attorney for more information about your specific needs.

Where is the main Montana MVD Office located?

According to the Motor Vehicle Division it is comprised of three bureaus and two sections: the Field Operations Bureau, Records and Driver Control Bureau, Title and Registration Bureau, Customer Service and Quality Assurance Section, and the Administrative Section. With the exception of the Title and Registration Bureau, all Motor Vehicle Division offices are located at the following address:

Motor Vehicle Division
Department of Justice
Scott Hart Building, Second Floor
303 North Roberts
P.O. Box 201430
Helena, MT 59620-1430

MVD Customer Service Center
Phone: (406) 444-3933
E-mail: mvd@mt.gov

Where can I find more information about driver services?

You can visit Montana's MVD web site or by finding a driver exam location near you. You may need to schedule an appointment prior to your arrival, by which you can do online.

How can I get my license reinstated in Montana?

Any suspension, revocation, or cancellation period will need to be satisfied first before you can get your license reinstated. Additionally any jail time, IID installation, traffic school, alcohol treatment program, or SR22 insurance policy will need to be completed prior to a license reinstatement.

However this does not mean you can't find out what actions are being taken against you or the necessary procedures to get your license reinstated.

To find out the actions being taken against you, either contact an MVD location near you or by getting a copy of your driving history record online.

Locate the appropriate forms you will need to complete and ask questions if you need help. Sometimes forms can be difficult to understand.

Depending on the offense(s) any Montana Driver Exam Location can assist you with your license renewal needs.

The reinstatement process may take some time, so please don't get discouraged. If at any time you need help contact an MVD exam location to have a representative of the state assist you.

Driver licensing FAQs

Online License Renewal

Does Montana have an Ignition Interlock Device program?

Yes. A driver that has been convicted of an alcohol related crime may need to have an IID installed in their vehicle prior to a license reinstatement.

Montana's approved IID vendors and installers:

Mountain Peaks, Inc.
120 23rd Avenue NE
Great Falls, MT 59404
Phone: (866) 453-6784
www.mountainpeaksinc.com

Consumer Safety Technology, Inc.
10520 Hickman Road, Suite F
Des Moines, IA 50325
Phone: (877) 777-5020
www.intoxalock.com

Big Sky Ignition Interlock
20 Shawnee Way #A
Bozeman, MT 59715
Phone: (866) 586-4111
www.bsiimt.com

DMB Interlock & Safety Services, Inc.
161 Moore
Billings, MT 59105
Phone: (406) 698-7297
Fax: (406) 839-5214
www.dmbinterlock.com

Smart Start, Inc.
4850 Plaza Drive
Irving, TX 75063-2317
Phone: (800) 880-3394
www.smartstartinc.com

All costs associated with an IID are usually the responsibility of the driver. From installation and monthly maintenance, to removal. The length of time required for a driver to have an IID installed in their vehicle will vary depending on the crime and if it is a subsequent or first time offense. For more information please contact the Montana MVD at:

Motor Vehicle Division
Department of Justice
Scott Hart Building, Second Floor
303 North Roberts
P.O. Box 201430
Helena, MT 59620-1430

MVD Customer Service Center
Phone: (406) 444-3933
E-mail: mvd@mt.gov

Does Montana have a traffic school that can help reduce some fines?

Yes. Once a driver completes and receives a certificate from Montana's Traffic School (driver rehabilitation program) they may receive a 50% reduction in their license reinstatement fee.

A message from the Rocky Mountain Traffic School:

At a minimum, approved traffic schools must include pre-instruction and post-instruction testing of each participant and four hours of instruction on Montana driving laws, the importance of positive driving attitudes and habits, defensive driving techniques and the responsible use of drugs and alcohol.

Contact Montana's Approved Driving School at:

Rocky Mountain Traffic School
Terry and Tony Steffins
P.O. Box 825
Livingston, MT 59047
Phone: (406) 224-0684
E-mail: steffinstnt@cs.com

What are Montana's minimum liability requirements?

• $25,000 coverage for bodily injury or death of any person per accident


• $50,000 coverage for all persons in any one (1) accident


• $10,000 coverage for property damage per accident.

What if I do not keep my Montana SR22 insurance policy current?

Two of most likely penalties that could possibly occur would be:

• A ticket for driving on a suspended license


• A ticket for no insurance

Reason being is that your insurance provider is required by law to notify the MVD when there has been a lapse in SR22 insurance coverage. The MVD usually suspends a driver's license without much of a notice to that driver.

So it is quite possible you could be driving and not even know your license is suspended, due to a notice of suspension being sent to you in the mail verses the electronic updating law enforcement gets.

If this unfortunate situation happens, you may be subject to:

• Jail time


• Your vehicle's registration being suspended


• Your vehicle being impounded


• Paying any claims related to an accident if you are involved in one without insurance

It is just not worth the potential risks, even to be without insurance coverage for one day.

What steps can I take to avoid a lapse in my Montana SR22 insurance coverage?

The best step to take to avoid a lapse in coverage is to pay your SR22 insurance policy premium as far in advance as you can. We recommend 2 months in advance, however this can also, at the minimum, be accomplished by paying your insurance premium a few weeks in advance.

Additional Resources:

Criminal Background Check
DUI Books
DUI Process Manual
Driving History Record
Driving Safety
Driver Exam Stations
Driver licensing FAQs
Driver Services
Forms
Ignition Interlock Device Program
MERLIN Project
Online Appointment Scheduler
Online License Renewal
Portable Breathalyzers
Traffic Schools